KUTCH DISTRICT CO-OP. MILK PRODUCERS' UNION LTD.

For Our Milk Producers

HomeFor Our Milk Producers
Sarhad Dairy

For Our Milk Producers

Scheme Name: Group Personal Accident Insurance Scheme (GPAIS)

Sarhad Dairy (Kutch District Cooperative Milk Producers’ Union Ltd.)

Purpose: Social Security Coverage for Cattle Breeders and Allied Staff

  1. Introduction

The Group Personal Accident Insurance Scheme is a welfare initiative designed by Sarhad Dairy to provide a financial safety net for the key stakeholders of the dairy supply chain. Recognizing the risks involved in rural cattle rearing and the logistics of milk procurement, this scheme ensures that the families of those who serve the dairy cooperative are protected against unforeseen accidental tragedies.

  1. Objective

The primary objective is to provide immediate financial assistance to the legal heirs of a deceased member in the event of an accidental death, thereby preventing the family from falling into sudden financial distress.

  1. Key Benefit
  • Assistance Amount: A fixed sum of Rs. 1,00,000/- (Rupees One Lakh Only).
  • Coverage Condition: Payable specifically in the case of the accidental death of the insured person.
  1. Target Beneficiaries (Eligibility Criteria)

The scheme is inclusive and covers both the primary producers and the support staff involved in daily operations:

  • Cattle Breeders: Must be active milk pourers of a Village Dairy Cooperative Society (VDCS) affiliated with Sarhad Dairy.
  • Logistics Staff: Route drivers and cleaners who are actively engaged in the collection and transportation of milk.
  • Other Staff: Support personnel engaged in service provision along the milk routes or at the union level as defined by the scheme’s guidelines.
  1. Application and Claim Process

To ensure timely disbursement of the assistance, a standardized process has been established:

  1. Documentation: The claimant/nominee must compile all necessary documents as per the Sarhad Dairy Checklist (typically includes the FIR, Post Mortem Report, Death Certificate, and Proof of Society Membership/Employment).
  2. Submission: Completed files must be submitted to the Administration/Insurance Department at Sarhad Dairy, Kutch.
  3. Verification: The Union verifies the active status of the individual (membership in VDCS or employment on the route) before processing the claim with the insurance provider.
  1. Conclusion

The Group Personal Accident Insurance Scheme reinforces Sarhad Dairy’s commitment to the “Cooperative Spirit.” By covering not just the farmers but also the drivers and cleaners who ensure milk reaches the plant daily, the Union fosters a sense of security and loyalty across the entire procurement network.

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AI Worker Training Scheme for Pashupalk (Livestock Farmers)

👉 What is this scheme?
Milk societies can train one person as an Artificial Insemination (AI) worker to improve animal breeds and increase milk production.

👉 Why is it useful?

  • Better breed animals
  • More milk production
  • Higher income with fewer animals

👉 Who can apply?

  • Member of milk society
  • Lives in same village
  • Minimum 10th pass
  • Knows smartphone/basic computer

👉 Cost Sharing:

  • 50% – Milk Union
  • 25% – Society
  • 25% – Trainee
    (Approx. ₹65,000 total)

👉 Conditions:

  • He/Shee Must work as AI worker for at least 5 years after completion of training and Serve nearby villages.Must follow all Milk Union rules
  • If leaves early → Society must repay full cost

👉 How to apply?
Submit application on society letterhead to nearest Sarhad Dairy office.